不足的頭期款：如果頭期款比例過低，銀行可能認為借款人的資金投入不足，而拒絕貸款申請。 由於是提供有房屋進行第二順位的抵押權設定，有抵押品，過件率比起信貸而言是比較高。 Have a assets (the assets need to be owned by either you, or your blood relations inside of the 2nd degree, or your husband or wife, or your wife or husband’s blood kin in the 1st degree) 首先可以確認對方有沒有固定的營業... https://liantong.com.tw/taoyuan-credit-loan/