The FirstHome down payment help program is for first-time dwelling buyers only, when the HomeAgain and Rating applications can be used by repeat dwelling buyers too. Notice that pre-approval counts to be a "challenging inquiry" on your credit history report, lasting for 2 years, but is not going to have https://kingswoodhomes.uk.com/news/first-time-buyers-find-their-dream-home-at-spinners-brook/